Named insured
A person or organization specifically identified as an insured in the policy declarations or certificate.
Also called
named policyholder · primary named insured
What it means
The insured party expressly listed on the contract, often with particular rights and duties.
Example
A business shown by name on a commercial policy may be the named insured for the described operations.
Canada context
Insurance wording and mandatory coverage can differ by province, insurer and policy form. Read the declarations, endorsements and full policy wording that apply to you.
Common confusion
Not every person who may receive some protection under a policy is necessarily a named insured.
Important
This plain-language explanation is general information, not legal advice or a substitute for your policy wording. Ask a licensed insurance professional about your situation.
Last reviewed August 17, 2026
Sources
General information only. Coverage and terminology can differ by province, insurer, and policy wording. Consult your policy and a licensed insurance professional.