Exclusion
A circumstance, cause of loss, property or person that the policy does not cover.
Also called
excluded loss · policy exclusion
What it means
Wording that removes specified risks or situations from coverage.
Example
A travel policy may exclude a loss connected with an activity specifically listed as excluded.
Canada context
Insurance wording and mandatory coverage can differ by province, insurer and policy form. Read the declarations, endorsements and full policy wording that apply to you.
Common confusion
An exclusion removes coverage; a deductible reduces the amount paid on an otherwise covered claim.
Important
This plain-language explanation is general information, not legal advice or a substitute for your policy wording. Ask a licensed insurance professional about your situation.
Last reviewed August 17, 2026
Sources
General information only. Coverage and terminology can differ by province, insurer, and policy wording. Consult your policy and a licensed insurance professional.