Coverage
The protection provided by an insurance policy for specified risks, property, people or liabilities.
Also called
insurance coverage · protection
What it means
The part of a policy that describes what protection the insurer has agreed to provide.
Example
Home insurance may include coverage for fire damage, subject to the policy's limits, deductible and exclusions.
Canada context
Insurance wording and mandatory coverage can differ by province, insurer and policy form. Read the declarations, endorsements and full policy wording that apply to you.
Common confusion
Having insurance does not mean every loss is covered; each coverage has conditions, limits and exclusions.
Important
This plain-language explanation is general information, not legal advice or a substitute for your policy wording. Ask a licensed insurance professional about your situation.
Last reviewed August 17, 2026
Sources
General information only. Coverage and terminology can differ by province, insurer, and policy wording. Consult your policy and a licensed insurance professional.