Comprehensive coverage
Optional vehicle coverage for specified non-collision causes such as theft, vandalism, fire or certain weather events.
Also called
comprehensive · comprehensive insurance
What it means
Protection for eligible physical damage to a vehicle from listed causes other than collision.
Example
A stolen vehicle may fall under comprehensive coverage, subject to the deductible and exclusions.
Canada context
Insurance wording and mandatory coverage can differ by province, insurer and policy form. Read the declarations, endorsements and full policy wording that apply to you.
Common confusion
Despite its name, comprehensive does not cover everything and is different from collision coverage.
Important
This plain-language explanation is general information, not legal advice or a substitute for your policy wording. Ask a licensed insurance professional about your situation.
Last reviewed August 17, 2026
Sources
General information only. Coverage and terminology can differ by province, insurer, and policy wording. Consult your policy and a licensed insurance professional.